Planning for your child’s or grandchild’s future is one of the greatest gifts you can give them. With American Income Life’s Head Start program, you can give your loved one a head start on a lifetime of valuable coverage – regardless of future health issues.
The Head Start program can provide them with $25,000 of coverage. This coverage can grow as they do with the Guaranteed Insurability Option. The Guaranteed Insurability Option allows them to buy additional life insurance on any or all specific future option dates regardless of any health issues they may have. You can increase coverage as much as $25,000 on any or all of six option dates when a child ages, and the ability to advance these dates when they grow their own family by getting married, having a child, or adopting a child. This gives your loved one the option to purchase up to an additional $150,000 of coverage. The premium for each increase is the standard rate for that age – regardless of their health. Your loved one’s policy can’t be cancelled and the benefit can never be reduced if their health changes.