News Articles

  October 15, 2019

Can You Get 30-Year Term Life Insurance?

30-year term life insurance Since term life insurance provides coverage for a limited amount of time, you might be wondering how long of a time that is, and if you could get term life insurance that lasts as long as 30 years. If so, learn more. […] Read More

  September 15, 2019

Why Having the Proper Insurance is Important for Millennials

insurance for millennials Just over half of all millennials have a life insurance policy, but many members of this demographic are now in a phase of life where they need to start thinking about this part of their financial plan. If you’re a millennial, read more about why this is something you should consider. […] Read More

  September 5, 2019

Do College Students Need Life Insurance before Graduation?

life insurance for college students If you’re a college student, you probably have plenty on your mind. One topic that probably doesn’t cross your mind often is whether or not you need life insurance, but you may be surprised. […] Read More

  August 15, 2019

Buying Hospital Insurance: What You Need to Know

buy hospital insurance With health insurance out-of-pocket costs rising, many policy holders are looking for ways to reduce costs. One option can be supplemental health insurance like Hospital Insurance. Learn more about this option. […] Read More

  August 5, 2019

Accident Insurance vs. Hospital Indemnity Policies: What is the Difference?

accident vs hospital insurance Accident insurance and hospital indemnity policies are secondary health coverage options you can purchase to cover medical costs your primary insurance policy might not, but depending on your situation, one may be better for you than the other. […] Read More

  July 25, 2019

Going Out of Network for U.S. Healthcare without Going Broke: How Supplement Polices Can Help

affording out of network care Have you ever considered what would happen if you needed medical care that was out of your insurance coverage’s network? Medical expenses can add up quickly, so learn more about ways to cover the cost of the care you need. […] Read More

  July 15, 2019

Can I Claim on Multiple Life Insurance Policies?

Multiple life insurance policy claims If you’re purchasing life insurance, or if you’re a beneficiary, you might be wondering if it’s possible to have more than one policy, or to claim on multiple life insurance policies. Read more to learn the answer to this common insurance question. […] Read More

  July 5, 2019

Can I Get Critical Illness Insurance if I Have a Pre-existing Condition?

preexisting condition for critical illness insurance If you were to have a heart, stroke or other dread disease, would you be able to cover the deductibles, copayments or coinsurance, and other out-of-pocket medical expenses related to your illness? Critical Illness can help, but you may be wondering if you will qualify. […] Read More

  June 25, 2019

Accident Insurance for the Self-Employed

Can I Buy a Juvenile Critical Illness Insurance Policy for My Child? The growing gig economy has created a demand for alternative insurance options. In addition to market place insurance, the self-employed have a few options for supplemental coverage including accidental insurance. Learn more about these policies. […] Read More

  June 15, 2019

Can I Be Denied Health Insurance Because of a Pre-existing Condition?

Can I Buy a Juvenile Critical Illness Insurance Policy for My Child? Wondering if you can be denied health insurance because of a pre-existing condition? Check out this article explaining which insurance policies can be denied based on pre-existing conditions and which cannot. […] Read More

  June 5, 2019

How to Kick Off Your Post-Grad Life with Life Insurance

life insurance for graduates You’ve just graduated college and may be focused on getting out of debt as your main financial goal. As part of that process, graduates should also protect their family against that debt with life insurance. Learn more. […] Read More

  May 20, 2019

Can a vacation affect my chances of getting life insurance?

does travel affect insurability With your plate full of logistics to contend with while planning a vacation, wondering if your upcoming trip will impact your insurability may not have even crossed your mind, but read on to learn more about this consideration. […] Read More

  May 15, 2019

Can I Buy a Juvenile Critical Illness Insurance Policy for My Child?

Can I Buy a Juvenile Critical Illness Insurance Policy for My Child? Supplemental health insurance policies are not uncommon for adults, but can a parent purchase a cancer or critical illness policy for their child? Read more about what to consider and the options available. […] Read More

  May 15, 2019

Financial Education: Why Talking with an Insurance Agent after Graduation is Your Next Best Move

life insurance for gradsIf you are a new grad sorting through the next phase of life, you may find that “getting the right insurance” is part of that process. Learn more about your insurance options today. […] Read More

  May 10, 2019

Can a Term Life Policy Be Converted to Whole Life?

convert term to whole life A term life policy is, at its most basic, coverage for a predetermined amount of time, or “term.” A whole life policy can last for your whole life. Each policy is useful under certain circumstances, so learn more about how and why converting a term to whole life can be helpful. […] Read More

  May 5, 2019

Accidental death insurance vs term life: which is better?

Accidental death insurance vs term life: which is better? Accidental death is not the typical life insurance people take out as there are significant differences between an accidental death policy (ADP) and a term life policy. Learn more about these insurance options and which coverage may be right for you. […] Read More

  April 10, 2019

What is the Culture at American Income Life for Agents?

ail work culture A positive work culture is an important part of any job. At American Income Life, agents and employees alike will experience a company culture that puts learning and training, philanthropy and social responsibility as well as growth at the forefront of our corporate philosophy. […] Read More

  April 10, 2019

How Individual Supplemental Health Insurance Can Benefit People Who are Self-Employed

How Individual Supplemental Health Insurance Can Benefit People Who are Self-Employed Being self-employed has a number of perks, but it also can mean more taking more risks. Those who are self-employed have a variety of decisions to make when it comes to health insurance, but one they might want to consider that many don’t is supplemental health insurance. Learn more today. […] Read More

  April 5, 2019

Working at American Income Life

Working at American Income Life Pursuing a new career is about more than money. While earning power is certainly a major consideration, agents at American Income Life have access to so much more. Learn more about the incentives, rewards, professional training, growth opportunities as well as the positive impact our agents have on their community. […] Read More

  March 25, 2019

Should I work for American Income Life?

Should I work for American Income Life? If you are just starting a new career or looking for a change, consider an opportunity with American Income Life. We are looking for people with an entrepreneurial mindset and the desire to be in control of their own success. Learn more about our career opportunities. […] Read More

  February 5, 2019

A Guide to Choosing Life Insurance for New US Citizens

life insurance for new citizens You’ve become a U.S. citizen. Congratulations. You are now eligible to purchase life insurance to help protect your family in the event of your death. Check out these life insurance tips for new citizens to start your research. […] Read More

  January 25, 2019

Applying for Life Insurance When Overweight

What is American Income Life About? If you are thinking about buying life insurance, but aren’t sure you will qualify because of your weight, we have good news. Many people who are outside the normal weight range can get life insurance. The key to finding the right policy is to shop around. Learn more about your options. […] Read More

  December 25, 2018

Where is AIL?

Looking for an American Income Life (AIL) location? We can help. Learn about the location of our headquarters, countries we serve, and find a local AIL Agent near you. […] Read More

  December 10, 2018

Should I Take Out a Life Insurance Policy for My Child?

Should I Take Out a Life Insurance Policy for My Child? While securing financial coverage for their children is a priority for some parents, it may not be to others. Any life insurance purchase comes with heavy consideration and those looking to buy should be well informed about their purchase. […] Read More

  December 5, 2018

Homeowner's guide to life insurance

A new homeowner's guide to life insurance If you are a new homeowner, now is a good time to review your life insurance coverage. With the added financial responsibilities of a new home and mortgage consider buying life insurance if you don’t have any, and if you do, reviewing the amount of coverage, cost of premiums and even the beneficiary designation. Learn more. […] Read More

  November 25, 2018

Is buying life insurance on your wedding to-do checklist?

A new homeowner's guide to life insuranceIf you are recently married or still planning your upcoming nuptials, consider adding life insurance to your to-do list. Married life brings new responsibilities and realities, so read more about this important financial decision. […] Read More

  November 15, 2018

Do College Graduates Need Life Insurance?

Do College Graduates Need Life Insurance? About 71% of college students graduate with almost $28,500 in debt, including both private and federal loans. When the focus of life insurance is to ensure you don’t leave your loved ones in financial distress when you pass, college students who graduate with debt should consider the role life insurance plays in their financial portfolio. […] Read More

  November 10, 2018

What is American Income Life About?

What is American Income Life About? American Income Life (AIL) has served working families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations and their families. […] Read More