What Makes Us Unique

American Income Life Special Risk Division provides one insurance product designed to help cover children and organizations during sponsored group events. From underwriting to filing a claim, you’ll only work with one direct source, providing a simple, seamless process from beginning to end. Our specialty operation helps protect our most vulnerable, and works closely with parents and organizations to reduce the risk of unpaid medical bills in the face of the unexpected.

We Are Committed to Serving Those Who Serve Others

The service you provide your community is essential to its success, which is why we’re here to help it go as smoothly as possible. Whether your group needs accident or illness coverage, AIL’s Special Risk Division is here to help. We’ve helped provide valuable service to groups including:

  • 4-H and Cooperative Extension
  • Camp and Conference Centers
  • College and University Programs
  • Student and Youth Travel Companies
  • And more

To learn how our Special Risk Division can help protect your organization, contact us by email or by phone at 800-849-4820. Our agents are available by phone each weekday from 8:30 am to 5:00 pm Eastern and respond to emails within one to two business days.