@section Styles { } Can I Buy a Juvenile Critical Illness Insurance Policy for My Child? | American Income Life Insurance Co.

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April 15, 2019

Buying a Juvenile Critical Illness Insurance Policy

juvenile critical illness

The idea of a child in pain is almost unthinkable; when that child is your own, you’ll do almost anything to ease the pain. That goes without question. The question becomes: How do you make sure your child has the best possible medical care?

Health insurance can cover a host of possibilities, but often its coverage does not extend to helping cover the costs of certain procedures. You may find some areas covered, but you could also incur unexpected costs related to transportation and lodging for the rest of your family, or illness-specific treatments and medication, or potentially recovery facilities.

What Is a Critical Illness Insurance Policy?

An option under such circumstances would be to pre-emptively take out a critical illness insurance policy for your child. Critical illness insurance policies are targeted to a specific illness, and can help cover the costs of treatment and rehabilitation for that illness.

Such policies can cover, but are not limited to, expenses from:

  • Cancer
  • Heart attack
  • Stroke
  • Coronary bypass
  • Organ transplants

An option under such circumstances would be to pre-emptively take out a critical illness insurance policy for your child. Critical illness insurance policies are targeted to a specific illness, and can help cover the costs of treatment and rehabilitation for that illness.

Can I Buy A Juvenile Critical Illness Insurance Policy for My Child?

You can apply for a policy for your child. However, you should speak with your financial advisor and your insurance Agent to determine if this is the best option for you. Work out what coverage is best for your child’s specific circumstances. Check with your child’s doctor on any anticipated costs down the road related to your child’s illness. It’s possible another form of insurance, such as Disability, may be a better fit.

  1. “Should you buy critical illness insurance for your child?” The Golden Star

  2. “Critical Illness Insurance: What Is It and Who Needs It?,” Investopedia,

  3. “What if your child became seriously ill?” The Guardian,

Categories: Critical Illness Insurance, Insurance, Supplement Health Insurance

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